Make Solar & AC Affordable
Flexible financing with 0% down payment. Pay nothing today, start saving immediately.
Flexible Payment Options
Choose the plan that works best for your budget. All plans include installation and 1-year warranty.
Full Payment
Pay upfront and save
- No interest charges
- Pay today, save today
- Best for lump sum
12 Months Plan
Pay in 12 easy installments
- 2% interest only
- Start saving month 1
- Interest pays itself
24 Months Plan
Half payments for better cash flow
- 4% interest
- Lowest monthly payment
- Easy EMI
36 Months Plan
Spread across 3 years
- 6% interest
- Smallest monthly amount
- Maximum flexibility
| Plan | Example (10kW) | Monthly | Interest | Total Cost |
|---|---|---|---|---|
| Full Payment | PKR 1,400,000 | - | 0% | PKR 1,400,000 |
| 12 Months | PKR 1,400,000 | PKR 6,500 | 2% | PKR 1,427,800 |
| 24 Months | PKR 1,400,000 | PKR 3,400 | 4% | PKR 1,455,600 |
| 36 Months | PKR 1,400,000 | PKR 2,400 | 6% | PKR 1,483,400 |
How Our Financing Works
Free Consultation
Site visit & requirements assessment
Finalized Quote
Choose your payment plan & EMI amount
Bank Approval
Simple paperwork, instant approval
Installation
Professional setup within 5-7 days
✓ Start Saving Immediately
On a 10kW solar system, your monthly savings (PKR 15,000+) will offset your monthly installment. You actually start saving money right from month 1!
What We Need From You
Personal Documents
- CNIC (National ID)
- Recent photograph
- Valid contact number
Income Verification
- Salary certificate (if employed)
- Last 3 months bank statement
- Tax return (if self-employed)
Property Documents
- Property ownership proof
- NADRA utility bill
- Land deed or rent agreement
Bank Details
- Active bank account
- Account statements (3 months)
- Account holder's consent letter
✓ Quick Approval Process
Most applications approved within 24-48 hours. We handle all paperwork with the bank. You just need to sign the final agreement.
Financing FAQ
Do I need down payment?
No! We offer 0% down payment. You start paying only after installation and site verification. Full financing available for qualified customers.
Can I prepay the loan early?
Yes! No prepayment penalties. If you pay early, you'll only pay interest for the months you actually took the loan. Bank approves lump sum payments anytime.
Who are your bank partners?
We work with HBL, ABL, and UBL for financing. Each bank has different requirements and approval times (usually 24-48 hours). We'll recommend the best option based on your profile.
What if I'm self-employed?
Self-employed customers can apply using last 2 years tax returns or business registration + bank statements. Some banks have special programs for business owners.
What's included in the financed amount?
Everything: Solar panels/AC unit, inverter/compressor, installation, wiring, mounting, NOC application fees, and 1-year warranty. No hidden charges.
Get Your Financing Pre-Approved Today
Provide basic info and know your approved amount in 24 hours. No commitment, no hidden charges.
Contact
📞 0322-8233602
📧 info@relianceengineering.com.pk
📍 Karachi, Pakistan
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